Terms and Conditions

1. Overview of the Service

Ipe Capitanca provides tools and information related to data analysis and risk management intended to support investment decision-making. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Any decisions you make based on information obtained through the Service are made at your own discretion and risk.

2. Eligibility

By using the Service, you represent that you are at least the age of majority in your jurisdiction of residence and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

3. Account Responsibilities

If the Service requires registration or the creation of an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.

4. Acceptable Use

You agree not to use the Service in any way that is unlawful, harmful, or that could damage, disable, or impair the Service or interfere with any other party's use of it. This includes, without limitation, attempting to gain unauthorised access to any systems, transmitting malicious code, or using automated means to extract data without permission.

5. No Financial Advice

Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any security, instrument, or investment product. Past performance or illustrative data presented through the Service is not indicative of future results. You should consult a qualified independent financial adviser before making any investment decision.

6. Intellectual Property

All content on the Service, including text, graphics, logos, software, and the overall design, is the property of Ipe Capitanca or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Ipe Capitanca. We are not responsible for the content, accuracy, or practices of any third-party sites and encourage you to review their own terms and policies.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any data or analysis provided will be accurate or complete.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Ipe Capitanca and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of, or inability to access or use, the Service.

10. Indemnification

You agree to indemnify and hold harmless Ipe Capitanca and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users of the Service, Ipe Capitanca, or third parties, or for any other reason at our discretion.

12. Changes to the Service and Terms

We reserve the right to modify or discontinue the Service, in whole or in part, at any time without notice. We may also update these Terms from time to time. Continued use of the Service after any such changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Ipe Capitanca operates, without regard to its conflict of law provisions. This section should be adapted to reflect your specific jurisdiction and legal requirements.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

Questions regarding these Terms should be directed through the contact channels provided elsewhere on our website.

Last updated: this document is a general template and should be dated upon publication following appropriate legal review.